Tax return season will shortly be upon us and having a plan for how to use your tax return before the money hits your bank account is one way to ensure you put the dollars where they're most needed.
1. Decide what your greatest financial needs/goals are.
2. Decide on a percentage amount you will put towards a few of the most important financial goals.
3. Treat yourself to a portion of your return as spending money do to whatever you want! This way you're more likely to feel good about putting the majority of the funds towards your financial goal.
More info here: http://www.americasaves.org/for-saver...
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